M.O.

An athlete often finds his or herself with Hip Flexor pain after sustaining an overuse injury. These injuries are actually quite common and can affect just about anyone regardless of their experience level. Everyone has a ‘comfort zone’ and when you try to push out of this zone to become faster or stronger you risk getting injured, something that is very serious when it comes to the Hip Flexor.

Hip Flexor Pain Due to Overuse

The most common way people develop overuse injuries while training is trying to increase their training volume. Often people start training for a marathon or a sport with no prior experience and their bodies cannot adapt fast enough to prevent an injury. When you are trying to get better at something, make sure you increase your overall training volume no more than 10 percent from week to week in order to decrease the risk of an injury resulting in Hip Flexor pain.

We are of course referring to Roth and Traditional IRAs, and with the release of the Roth IRA Contribution Limits 2013 along with the Traditional limits the question on everyone’s mind is which one is better?

Did you know that the Roth IRA Contribution Limits are different from the limits of a Traditional IRA for 2013? Both types of IRAs share some similarities, like the fact that they are both investment vehicles. This means that they allow you to use your funds to purchase different types of investments from global markets. The purpose of these investments is to try and grow your savings into a comfortable amount so that you can retire.

At first glance the Contribution Limits of both accounts are the same in 2013, but upon closer inspection they are different. For a traditional IRA the limit is imposed on pre-tax dollars, this means taxes will be paid later, so the effective amount you are contributing is lower than it seems. The Roth IRA on the other hand deals with post-tax amounts, which means you can typically contribute up to one and a half times the amount to your Roth IRA than your Traditional IRA.

With the recent re-election of president Obama there is a buzz about 401ks and what the implications might be if tax cuts are reduced. We will be following this issue closely and reporting updates as we get them. While on this topic here is some background information on the latest 401k updates that you should know if you don’t already.

Since it is the new year the IRS released their 2013 official updates for 401k contribution limits in 2013 using Publication 590.

If you want information beyond the scope of this post you can read more on other sites about the 401k limits 2013.

There have been many exciting changes this year for 401k owners, none more exciting than the increase in contribution limits. Almost all of the phase-out values have increased this year which means that you may be able to contribute more if you were limited last year.

For singles the following changes are in place for 2013:

• While the 2012 lower cut-off point was $107,000, it is now $110,000; just a quick refresher if you don’t remember what this means: if your taxable income is less than this amount you can make your maximum contribution.
• The upper cut-off point rose along with the lower point, up to a new value of $125,000. This means that as long as you do not have a taxable income above that point, you can still contribute to your 401k.

We live in a world full of wonder where medical miracles occur everyday.  At the same time traditional methods are still used and in some cases are very effective.

One method in the center of controversy is medical massage therapy, which has gained popularity in the past years.

Massage vs. Medicine

A benefit of medical massage is that it’s non-intrusive, I for one hate having all these probes and x-rays among other things being shoved at and through my body.  If I can get effective treatment without any of these sign me up!

The real question isn’t a question of expense or experience, but rather of effectiveness; what problems can potentially be addressed by massage therapy?

Common situations for massage therapy are soft tissue injuries and chrnoic stress issues from what massage experts told me.  Coincidentally these don’t conflict much with modern medicine, which is how I have come to the conclusion that effective treatment should combine the old with the new.

Let me know what you think!

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